| Mortgage Servicing |
| Jason just settled on his first home. During the closing Jason received a document that discussed mortgage servicing. In essence, the document indicated that Jason's lender transferred 99.9% of the loans it originated in the last year to another entity. And, just yesterday, Jason received a notice from his lender of its intention to sell his loan. What does all of this mean?More... |
| Gifts |
| A gift is a transfer of property without any money changing hands. The person who makes the gift is called the donor. The recipient is called the donee. The requirements of a valid gift are that the donor voluntarily intends to give property, which is delivered to and accepted by the donee. More... |
| Escheat |
| Briefly stated, the law of escheat mandates the reversion of an individual's property to the state in the event the individual dies without heirs or when the property is abandoned by the individual. The law of escheat applies to real property, as well as personal property. More... |
| Resolution of Disputes with Interstate Household Goods Carriers |
| When a customer contracts with a mover to transport household goods across state lines, federal law requires that the mover's contract include a provision for arbitration as a method of resolving any disputes that arise. Although the arbitration provision is required, the customer may resort to the court system and is not obligated to first go through the arbitration process.More... |
| Disclosure of Material Facts and Hidden Defects |
| When a buyer is looking for a dream home, the last thing he or she expects to find is a material defect that will change the dream into a nightmare. To avoid that scenario, a real estate agent has an obligation to make a full and timely disclosure of all known facts that are relevant or material to the condition and characteristics of the property under consideration.More... |


